The property in question was foreclosed upon in Feb 2009 for over a year we heard nothing from these people and we filed our 1099a's as required. However, due to an error made at the time of the filing of the mortgage deed the foreclosure proceedings had to be re-opened to correct the error and them closed upon again. Vericrest began calling us again this year about the property that had been foreclosed on. After many phone calls explaining that we had already filed the 1099a forms we still didn't get any satisfaction and the calls kept coming. We finally contacted their lawyer who handled the foreclosure and he verified that the foreclosure (as far as we are concerned) was over and we should not be hearing anything more Vericrest. Yet still we get letters asking what our intentions are about the loan and letters stating they have obtained insurance for us at a ridiculous price! We have contacted a lawyer concerning this matter and they have advised us that if these letters continue we have just cause to file harrasment charges against Vericrest. DON''T do business with these people for ANY reason. They don't listen to what you have to say and don't follow up on any calls, complaints, etc!