We paid our premium monthly, submitted the paper work as required. Liberty Health Share only paid a fraction of the bill and then told us that they are in “negotiations” with the HealthCare provider to “lower” the actual cost. Meanwhile the healthcare provider continues to send you the bill because they have no idea that Liberty Health Share is “negotiations” and you get sent to the collectors! We were told that negotiations can take up to 30 days, but it has been 10 months! Our medical bills are well below the cap that LHS provides for.