My car was hit by a driver who was insured by Farmers. Century 21 / Farmers sent me a check that was 65% less than the amount local repair shops say it will take to fix my car! They have also denied me any payment for the diminished value of my car. Looks like I will be out of pocket for about $4000 for an accident I did not cause. All because Mrs Reba J. of Franklin, TN was insured by a dishonest insurance company. Farmers agent Daryl F. offered to help at the beginning of the claims process, he quickly bowed out. I thought agents were supposed to be advocates for policy holders and the people they have harmed Stay away from Farmers Insurance if you live in the Nashville , TN area