National recovery agency mailed me a letter stating that I still owe $95 dollars to bmg music service (Account purchased by west bay acquisitions. In my life time, I never used bmg music service!!! National recovery agency stated that if I don't pay this amount immediately, my credit score will be affected negatively... I, then, filed a complaint at the f. T. C. Website — here is the link — https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en#last (Just copy & paste the above link onto the menu bar on your browser. Let's all make the complaint so that the ftc will take action asap!!!