You will NEVER pay off your loan!!! Every time you get closer to paying the loan off, they will add more and more irrelevant fees to your account and threaten that they will not release your title until the fees have been paid. They will try all kinds of tactics to explain frivolous fees with no accurate information to show you. Please deal with someone else, anyone else!!! I had a five year loan, how about it's going into the 6th year and I'm still paying for my car and its 3/19. I was suppose to pay it out 9/18!!! Run fast!!!!!!!! Don't look back!!!