I just received a similar call from Card Services USA for the same program. While I was on the call, I looked up the company for complaints. Well, when I informed the guy on the telephone that there were several complaints against him, he says "no, see we're Card Services USA.net, not com...we're a different company." Needless to say, by now I suspected this was all a scam but waited for the "catch." Well, the catch was if I "invest $250, which was reduced from original cost of $999 I would be able to start my own business." That was when I knew it was a scam. When I said to the caller "so, you want to offer me something, but I'm supposed to pay you for it, he went into a rage about how he was offering me the opportunity of a lifetime and didn't I know the difference between owning your own business and a job, which I do, and he promptly disconnected the call. I say "goodbye and good riddance to this company." Do NOT be fooled by their fast talk and lies. I'm sure glad I didn't.