They lie, said they negotiated the hospital bill from $2700 to $949, so I called the hospital, Liberty health share had not even spoke to them! it was over 4 months and me calling them to even acknowledge the claim, 6 months later and LHS has decided they paid their fair share now if I want to pursue it farther I need to do this that and the other thing. I am paying my bills which is what they want me to do anyway so they don't have to cover the expense. I am checking with the attorney general in Ohio to see if there is any recourse or at least find out if this company has lawyers that have crafted a way in fine print to not be liable for anything!! they did not hesitate to take my money every month!!