This bank does nothing but charge fees and their absurd web page is useless and will kick you out if you hit the back button and you have to log in 5 times just to TRY and find what you are looking for. They currently have charged me $125.00 for "nsf" when they posted my deposit to my account and then tell me it was still being processed even AFTER it said funds were available! This has been nothing but trouble and the expenses of all these fees is criminal. i recommend Landmark Credit Union or ANY other financial institution - stay away from Guaranty Bank!