I tried canceling my IBO account since I no longer wanted to pursue it. Changed my card info and attempted several times to contact them and cancel. Never got through. Three months went by and no charges and I thought I was done with them. Woke up to a $225 charge on my debit card. The yearly cost. I paid that 6 months ago and I deleted my card info from my account. How were they able to go back and charge my old card? Now Im struggling to get that charge refunded and Im not going to be able to pay my other bills. Stay tf away from ACN. Pyramid scheme if Ive ever seen one. User's recommendation: Keep your distance.