I was applying for a Va refinance on my home through Quicken Loans. After I completed the application process I noticed that the closing costs and ten thousand other charges were considerably high. I electronically signed my loan documents as the loan officer I was dealing with was going 100 mph trying to get everything done. After I started reading all of the massive paperwork I noticed that there was Mortgage Insurance on the loan financed into the loan. This was a no go for me I specifically told the loan officer that I did not want to pay anymore mortgage insurance! I already paid 10 years of mortgage insurance and didn't want to pay anymore. He straight up lied to me and added the mortgage insurance into the loan. After I caught it I tried to stop the loan from going any further. However Quicken Loans continued to proceed and sent out an appraiser to my home which cost $500 plus dollars. I had already put down a good faith deposit on the loan of $500 which I paid with my credit card. As a veteran the VA Loan was virtually impossible to obtain the appraiser put things in the appraisal that had nothing to do with my house. He put in peeling paint on my Gazebo and peeling paint on my small fence. Word of caution do not try to get a VA loan they are impossible to get. Quicken Loans finally got the message that I did not proceed with the refinance after I called the again for the 5th time. I was still charged for the appraisal they kept my deposit of $500. They are deceitful people be careful do no sign anything until you read the fine print. They put me in a bad place I'm a veteran and was treated like a piece of trash by them. They advertise that if the loan doesn't go through than you will get your good faith deposit returned. Deceptive Loan Practices watch out everyone!