My husband and I have been members of Global Discovery Vacation Club for more than a year now and we still haven't paid even half of the $3700 that we signed up for. The interest rate is ridiculous and we don't even have anything to show for our frustration. The free trip that we were given for showing up at the presentation never materialized. The resorts we wanted to visit were never available at the time we needed. I am more than a little bit embarrassed to have been taken in this way. I should have known better and not believed 50% of what they were selling. Now we have to live with this monthly payment without any benefit to us. Don't get suckered in to this company! It is not what it was advertised to be.