I'm on disability. The bank has misinformed me from the beginning. I had direct deposit set up. My initial payment is set to hit on the 3rd of each month. For the past 2 months I've gotten my check on the first. So I moved my Bill's to the first. Today I call the bank they said I might get my check tomorrow or the next day. The bank is so inconsistent it's really taking a toll on my lively hood. Also they know I have direct deposit and last month I over drawn my account 500$... they know they will get paid back when my check hits. I depend on that over draft and there telling me I only have 100$ over draft limit... why does this bank not offer me any garentees? Why is everything always changing? I can not plan a single bill to be paid on time using this bank because of the way things are going. Please help me.