Went to a Denist office to have my teeth fixed, they would not take my mothers check which had nothing to do with her, I was the one with bill. These people Telecheck go to far., Just because My Mom and I have the same last name they do something like this. Naturally, I went and paid for the bill in cash. Sort of Embarrassing, , The real problem is with APX our security company, they are the culprit, they refused to refund three months of service fees when their equiptment never worked. They are are using Telecheck as their illegal way to circumvent a legal process of stop payment. I stopped payment on their draft because they charged my account three payments inspite of my complaint. It took them three months to finally fix the alarm system. This very strange, because APX is a Morman Company, and they usually working with a Morman Company you will find thy are very good to work with. Don't Use Apx.