Before wasting your time listening to a sales pitch and going through an intrusive release of personal medical information move on, this is definitely a scam that is not a real health insurance product. I was treated rudely by the sales representative as I asked questions about the "plan." I found plenty of reasons not to buy into the deception and I found plenty of real health plans and medical share plans that provide adequate health coverage at a much lower premium with honest information. Even after I called the representive to remove my application as I was no longer interested, the sales representative from freedom health intruded into our medical records without proper authorization. This is definitely a company you should not trust.