6 Dec, 2018 → by ClaimboUser734072
Current Agent of 3+ Years

4

I am an agent with US Health Advisors. I'm writing because it bothers me to think that people believe that I feed my family off of a plan that is a "scam". My first thought is to respond by saying that every single client is supposed to receive written info regarding the policy 2-3 times before they ever make a single payment and if the client took time to read it then that would eliminate confusion. I really want to go a little further because in reality most people don't want to completely read the info because its long and boring. I'm not going to try to say that these plans are the best that have ever existed because I honestly don't know the answer to that question, but I know these plans are great for many people who are not comfortable with the options that they are finding online which is literally millions of people. Premier Choice is a zero-deductible true, but $0 deductible does not and has never meant $0 out of pocket. All that means is that there is no lump sum you need to pay before you get any benefits out of your plan not including any exclusions which all plans have. I talk to clients constantly that want the lowest possible premium no matter what I suggest. We do an online or in person meeting and they see the plan and corresponding prices and they are insistent on stripping the plan to get the premium down not thinking at all about how it's going to affect them when they actually do use the plan. Let's be real, some healthy people buy the plan that they want to pay for not necessarily the plan that they will need when they get sick. The agent’s job is to make suggestions, but the final decision always belongs to the client. In my personal opinion my most expensive plan is rock solid, and my cheapest plan is sufficient but not as comprehensive. It doesn't matter what company you buy from you have to buy the plan you want when your laying in the hospital bed or you need surgery. I'm not a manager or anything just an agent but always willing to HONESTLY answer questions or get you to the right person to answer your questions mario.holmes@***.com 404-891-****. My opinion is that there are no perfect plans. You have to decide what's most important to you and request that and then talk about how any gaps (if any) can be filled from there. If any one finds a plan within $100 per month of my offer that is not temporary and covers more than my plan does please let me know I'll buy it too!
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