This company mailed me a letter soliciting my business. They claim they can help me renegotiate my debt of $30,000 to $35,000 which does not exist. They sent me the letter on pink paper in a window envelope as if suggesting that they were sending an overdue bill notice. I have called this company twice and asked them to stop soliciting me. They say they will and then continue to do it. This type of business rarely helps anyone and anything they can do for you, you can do better. What they usually succeed in doing is lowering a person's credit rating. This is the kind of company that lawyers who can't find a job like to get involved with.