I went to see if they had any jeeps - they did not have any used -as a talk to the salesman Bradley , he asked me if he could run a soft credit check to see what I could get - I explained I was building it up and didn't want any negative effects - he promised then I received alerts and letters 4 different lenders, letters turning me down plus a 5th from sunny King dropped my credit score by 42 points and nothing I can dispute it took months to get it up - bad experience - be aware User's recommendation: No unless your are approved on the spot.