After reading an advertisement online, I called a number and signed for an individual policy with Delta Dental Insurance of Oklahoma and agreed for them to take monthly charges from my bank account. About a year later, I decided to take Delta Dental insurance through my work. It was also called Delta Dental of Oklahoma. So I figured they would cancel my individual policy. But Delta Dental Premium Ins kept charging my bank account. I didn't notice that for a long time, which is, of course, is my fault. However, when my dentist checked for me, the only active Delta Dental account was from my work. Since it was a benefit from my work, I was not supposed to be charged directly for that. So I called Delta Dental of Oklahoma and was told they had nothing to do with whoever was taking the money from my account. And they had no record of me ever having an individual policy with them. They were pretty unresponsive to the notion that somebody might be using their name to scam people for money. They said there was nothing more they can do. I don't know, if somebody was using my name to scam people for money, I am not sure I would consider that "not my problem" since it would be my reputation at stake. But I guess we don't care about reputations in our society anymore. My bank was willing to stop the payments on our end to "Delta Dental Premium Ins" but they had no information on how to contact these people so there is nothing I can do to ask for my money back.....and....just one more little bite....the bank charged me 35 bucks just to put a stop on those payments. Sheesh.