I have made a purchase through acceptance now and they tell you from the beginning that if you pay it off in 3 or 6 months that you won't b charged any interest( well not much). Its when you don't pay it off thatthere is a problem. If I couldn't pay it off, I wouldn't get it bc thats too damn much $$$. It should be against the law. They are taking advantage of people and their needs. I should've just Wentworth value city bc I was pre-approved . But bc they run a hard inquiry on my credit, I choose the easy way outwit acceptance now. Which I later found outs nothing but rent -a- center..