I read many complaints about this Afni Collection. Like most of the complaints posted, they said I owe T-mobile $297.89 but they will settle for $100. They want me to send the check to them. They even don't have a T-mobile account (if I DO OWE T-mobile). I did not call their number but I called T-Mobile instead. T-mobile check their record and stated that I DO NOT have any balance or OWE anything. Please beware of this kind of scam and harrassment. I will report them to the US Post office.