I am the only person allowed to make changes to my policy, it was hijacked by my ex. And my name was removed from the policy as the holder, my ex has my kids and me now on a policy I started and paid for. It's a whole life policy, which I blood tested for. I would like answers and my money back. I am James Carter at 1200 Walnut Ave Baltimore MD 21229 Coach1 [protected]@gmail.com [protected]