Do not fall for this man or this company...you will soon regret it! He is a crook who preys on the most needy and makes money from them while simultaneously deceiving them and ultimately leaving them homeless and deeper into debt. His actions are unconscienable and he should be stopped! Do not trust his evil speal. Contact an attorney if you have been swindled by this man. Many attorneys in the area are very familiar with his scheme and are willing to help you. He relies on the hope that you will not have the funds to hire an attorney after he is finished with you. Contact the Attorney General in MO to report this man. This is likely the only way he will be brought to justice and save the future of those who will unwittingly seek his help in "home ownership". He is the lowest of the low!