I have had the most HORRIBLE EXPERIENCE with Chris Placek with Credit Resolution Services. He will initially act very interested in helping to resolve your issues but once he received my full payment of $950 he became harder and harder to reach. He did not clear up any of my credit issue and he lies about the work he is doing. His excuses for not getting back to you range from: understaffed, on vacation, the lighting struck his phone and he lost all contacts, ANOTHER vacation, etc. Avoid this company at all cost. Chris will rip you off. AVOID THIS COMPANY