Aegon religare representatives are cheater they will not tell you all terms and conditions, hide most of the information to sell you the policy. But when you ask for surrender then they will tell you all the things. Rajeev Shah is such a liar, he sold me policy in 2010 without telling me all the facts, now they are telling me that they have taken my Rs25000 of first premium just for maintenance and have not invested it in market. ----------------------------------------------------------Aegon religare representatives are cheater they will not tell you all terms and conditions, hide most of the information to sell you the policy. But when you ask for surrender then they will tell you all the things. Rajeev Shah is such a liar, he sold me policy in 2010 without telling me all the facts, now they are telling me that they have taken my Rs25000 of first premium just for maintenance and have not invested it in market.