Careful before signing up in the CWTI hockey league and ask to review the terms and conditions before signing up as you may lose your money. I witness over the years, many people not getting a refund for valid reason. Examples of those are: -Someone separated his shoulder at the first game during the warmup period. Individual was not able to play for 3 months and never got reimbursed. -Someone was diagnosed with Cancer after a few games and had to undergo Chemotherapy. The organizer refused to pay him back. The players collected some funds to refund the individual. -Recently, the organizer sent his Terms and conditions after people had already signed up. Many people did not agree with the after the fact T&Cs, and asked to be refunded as the found the terms unfair and abusive. Their request was denied and they were warned that they could not play a game unless they paid the full 33 games ahead of time. Mr. Jason Hyatt, is the organizer of this pick-up hockey league.