I had taken a loan for Rs 14, 00, 000/- for a housing loan in Aug 2009 at interest rate of 8.75% floating. The organisation first lures gullible salaried class employees of middle class, by saying hassle free loans through their well networked agents. They will fix a loan with some teaser rates i.e low rate. Then after some time say two months, they will increase the rate to like in my case to 9.75%. Then by Jun 2010, the interest changed to 10.25%. Imagine SBI keeping 8% fixed for a year and then 9% fixed for next two years, for a loan taken during the same time. So, this is absolutely cheating by the organisation. Shame on the organisation for living on the hard earned money of gullible middle class people.Nodoubt, the organisation's top man was caught in some corrupton case. May all those think tanks behind this strategy be punished with lack of mental peace, marital dis harmony and ill health. And to counter the government, supporting this organisation, i dont find taking a bribe/ hiding income wrong.!!! I want to complain to someone of this injustice. somebady mail me details at [protected]@rediffmail.com