Hi, I am Emile Coetzee OT [protected] I asked for a quotation for my Restaurant in Dwarskersbos, West Coast, Western Cape. After 3 days of very long phone calls I did get a quotation of R2800 pm BUT a survey had to be done. Shane van der Colff came to do the survey, we discussed the cover needed and reduced many items. After the meeting I asked him what he actually do? His reply was commercial vehicles!!! So why do Outsurance send me a person that does not know anything about restuarants to come and give me a survey??? The report he gave came down that this is a high risk and that the premium will be R6800!!! So after I received a figure of R2800 then excluding and reducing the cover the premium then is 3 x higher!! Sad to see your ads on TV and then this is how you actually do business.