I recently applied for a loan to buy a portable oxygen concentrator that I need very much I got a loan for a brand new car a couple years ago and have not missed any payments or being late but I applied to this financial company and they denied me I didn't know you had to have a perfect credit score it's a shame in this country your credit score determines whether you breathe or you don't breathe in the gym one is way overpriced they probably build it for $500 and sell it for almost 3000 and no one rent it it's a shame these Financial companies has no compassion at all and don't care whether you live or die they are just afraid since it is a life-saving device that you will die and they will not get their money that is BS because there is always life insurance in the loan agreement here American Greed this like most companies in the US I guess you have to have a perfect credit score to live but I am in late stage 3 COPD so it really does not matter much to me anymore so I do not need their money nor do I want their damn money so thank you very much you CFS for nothing and I will remember them in my will LOL they are a great example of how companies are in the US and they do not care about any people at all except themselves this is the world we live in today without near-perfect credit you will die in this country if you need medical device I've missed some work and got behind on a couple of things and maybe a couple things went to collections but that's the nature of my disease and these people at the end of judgement time will pay everyone deserves a chance to live but there's these financial institutions they don't deserve a chance to live because they have less than perfect credit only in America does this happen