This is Freddie S. Bandong, a BPI Card holder. I carry a BPI card since 1985 and I had no major problems until today. Pls. be informed that I have been paying my bills religiously even without billings received. But, my billings for June and July 2020 are received only today, Sept. 28, 2020. Why? and, I noticed that the envelopes do not bear any date when sent by HO and received by their Davao Office. I presume this is a local delivery. Maybe, their local courier is at fault or remiss. However, to date, I am up-to-date on my obligations. They can check on the veracity of my statements.