These people are the worst and you will never finish paying them. I borrowed $2,000 and I have made two payments. One payment was for $294.00 and the second payment was for $389.00. Would you believe I now owe them more money than I borrowed $2,100. This is a scam and you will never, never finish paying them. I am going to write the BBB and my congress person to see if something can be done regarding companies like this. I didn't really need the money but wanted to raise my credit score. Please take heed and don't forget to tell your friends. If you have a friend maybe they can let you have some money, but whatever you do don't use rise financial.