2 May, 2019 → by ClaimboUser367456
blocking account without notice

2

On saturday 4/25 my debit card was locked. I had been contacted by email the month before and was told that there was suspected faudulent activity. They were going to mail us new debit cards. I never received them. When I called, the address they sent the cards to was my daughter's address. Still not sure how that happened. We activated the cards on sunday and at that point, usaa locked our checking account. We didn't realize it until we tried to use the card and it was declined. My husband called on monday 4/27 and was told that the account was being evaluated. I called on wednesday 5/1 and was also told that it was still being evaluated. We explained, both times we called, that it was likely us activating the cards that caused the red flag. When I spoke with customer service I told them that we have automatic transfers for some of our bills and I was concerned that those transfers would be declined therefore causing our bills to be late and possibly causing a fee. I was told that usaa would pay any late fees, etc. I was also told to call back on 5/2 and our account could be unlocked because then it would be during regular business hours. My husband called this morning, 5/2, and was told they are still evaluating and it could be another 3 or 4 days!! This is completely unacceptable! We have now not had access to our money for 6 days! How can a bank hold money that belongs to their customers for this long?? We weren't even given notice or contacted, texted or anything telling us that the account was being locked. I find that to be extremely poor customer service. At this point, once that account is unlocked, we will be closing that account. We've had usaa since 1991. I don't understand! I will be calling again this afternoon to try to gain access to the funds that belong to us!!! After that, i'm going to the better business bureau.
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