i had an auto loan with them i traded the car and when the next car lot didnt send their payoff as soon as they wanted it they put it on my credit report and they will not try to help me fix it. i knew they were bad when it took them a year to tell me my car note was short $3 every month for a year and that 3x12=over $300. im not a rocket scientist but i can do math and it didnt add up to me. since i had to pay so my credit wouldnt be messed up i payed extra money every month and they sent it back to me on a debit card i would never recommend them to anyone i dont need or want anything that bad to use them again.