My wife experienced a shock when she was shopping at a mall and suddenly her funds were frozen by the *** at Premier Credit North America last week, and these crooks (debt buyers) had the audacity to send her NO paperwork or notices on collection of a 15 year old tax debt from the state of Indiana that dropped out of her memory and off state statue of limitations. All her checks bounced due to the levy and a 700 bank account became -2300 in seconds while at the mall and after paying our utility bills. We were without no ultilities for 2 weeks with electric and water shutoffs, and no food after a while. The louses did not lift the levy and a few days later we got a notice in the mail that said that we could make payment arrangements for the old debt and if we do so they would not do any levies or garnishments. Are they kidding? What *** they are, and that is a polite way of putting it. Surely they violate a lot of rules.