After we were referred to him by our Pastor,we looked at his FINRA report on brokercheck on heir website, and ran the other way!! We saw where he settled a compliant from one of his customer for $95,000! There are other issues as well. You need to look for yourself to determine if you are comfortable doing business with him. My Pastor apologized because he had not checked him out himself. He was very disappointed. He has since moved his business to another firm. We also talked to some of his current clients. Many of them were very unhappy with his services! I recommend you do the same before doing business with him.