I am writing to express my gratitude to all that have written in regarding IPA. I recently applied for a sales position there having no knowledge of how insurance sales work - shame on me!! The truth is the invitation to interview stated nothing more than 'Account Executive' so I arrived at the interview thinking it was an admin position. Please look closely at the initial comments regarding this company. I called a VP (to cancel an interview) and confronted him with some of the facts I found most credible. Primarily, paying nearly $350.00 up front for an insurance licence when the state doesn't require nearly that much. Any applicant for a new job deserves free training and if after that, they decide to move forward, you take the exam, send in your scores and applicaion for licensure. The company you work for should have no interest in this, as they are not paying for any of it. There was a lot of Huumming and Hawwing and he (the VP) finally decided that 'You are clearly not the competent person who we interviewed and are not the type we want working for us!' WOW!! When I was a naive newcomer to sales with no information about who they were or state standards I was a 'Premier' candidate!! - GO FIGURE!! PLEASE BE CAREFUL. I know a lot of people go with them and make a lot of money. How they make their money is what I wonder about. As a customer of ABBA I am very concerned and looking at other healthcare insurance options as now I doubt the credibility of the entire organization. (Please note that IAC is NOT endorsed by the BBB and that their stock has had a steady decline for that past six monts.)