40 days to get a claim satisfied nothing but lies deceit condescending manners the company is run by a bunch of *** and Liars I wouldn't recommend Combined Insurance for any amount of money and don't worry they won't pay out anyways I don't even want to check off a star because I don't want them to even get that they are not even worth checking off one star they are horrible I will be dumping them and spending every dime I expected to get from them on advertising on telling people not to get their insurance because if I can make 100 people not get their insurance I'll have done my job