I purchased a jeep with them 3 years ago. I gave them 1200 for a warranty when my Jeep broke down that when I found out that I did not have a warranty. My credit was not good so I decided to go back to them to purchased another car a Jaguar for 8,000 guess what one week later the transmission didn't work .. so now I am stuck with a car payment and a car I can't drive.. They ripped me off...This is how bad they are... I can trade in the Jag. I would have to put another 2000 down.. my payment would go from 315 to 500 a month..