First, I'm Not pissed off, I was looking for information and received 1/2 of the answer I needed. I am a retired senior citizen on a very fixed income and was informed there was a missed payment as the second part of the reason for the call. I want to do one of 2 things. I can add "some" extra money at payment until I am caught up, OR, ask the missed payment be added to the end of my schedule. The second would be the best as money is tight and would give my wife and I a break. However, we could squeeze a few dollars if necessary. We love the car, price and probably will be the last car we will have until death do us part. Would love to hear back soon. Thanks Ken Hill