I withdrew my application on 11/14/18 for a reverse mortgage. I am solid financially with FICO scores in 800s, money in bank, etc. I was sent a list of documents that I needed and promptly sent them all they asked for. Then the underwriter wants this, that, etc, as recent as today stating that my wife must be included on our homeowners policy. Reasonable diligence would have asked for that initially. Last week they wanted a copy of association insurance policies and record of my payments. Why this was not asked for initially defies logic and a company run by clowns. Even though I could have got what they wanted I reached my limit and withdrew my application and demanded the return of all documents. By the way my home is financed by Quicken Loans, the parent company of One Reverse but their underwriters could have easily got what they wanted internally. So, if your not old enough to get a reverse mortgage with One Reverse you will be by the time your application is processed.