Today I received a letter that looks like a scam saying "If you do not act soon, you could be subject to the following: wage garnishment, forced sale of assets, freezing of all personal and business bank accounts, retirement accounts, and revocation of professional licenses." Then it said to call First American Student AId at 866-347-9955. I think when a business tries to coerce people by fear to call them it is very poor business practice and I hope people can search this on the internet and they have no future business. I have already consolidated my student loans and they are paid on time so I have no fear of the threats they mailed to me.