beware of Consumer Direct Warranty company and mepco financial company and any of there affiliates.they are a scam.do not let them talk you into making payments for your auto extended warranty contracts and don't give them your credit card number or bank info. I made the mistake of making automatic payments by credit card. One day I found fraudulent charges to this credit card and canceled it. I think it was someone at Consumer Direct Warranty or at mepco financial that made these charges knowing that I would cancel the card knowing no automatic payments would be aid to my account for my extended warranty and knowing that people forget to set up a different payment plan knowing that they will take all your money if you are found 90 days late. I lost over $1600 and no auto warranty. #1 its too expensive and they do not cover everything ex some parts and some labor they will not pay for.Your better off learning how to fix it yourself.