I have not looked at that account for years. It has not been used and I keep that money untouched since leaving the job that had it on site. I happened to get online access recently and noticed 30.00 increments being taken out. When I contacted the credit union I was given the number and told that I have to make changes for the above insurance. I am furious that this happened and also that I have not recieved a single piece of information from this company for said benefits. They know that this is deceptive and intentionally do not have contact with clients hoping to get away with charges as long as possible. They will never have to pay out to clients who did not know they had the policy or family members who never knew about it either. They stole money from me for years with no recourse. Unfortunately able to prey on unsuspecting people.