I was charged $2441.58 after my 12 moths of zero % ended. They never told me that there was a charge of 29%X12 moths. I called the credit card company, and they told me the that was because the 12 months zero % was accumulated and charged at the end. Please do not accept Alphaeon credit if you can't paid off because, at the end you will end up paying too much for your procedure. They never ever told me that. User's recommendation: don't reccomended at all.