I received my Associates Degree of AIU in 2005. Eve since then I was unable to find a career using my degree. Here it is 2018 and I still haven't been able to use it. My loans are in default for I was unable to make regular payments on them. I am currently married with 4 kids. I wish I knew a way to help get these loans forgiven. I am sure I am not the only one who would wish this. I have been in contact with different companies trying to get low monthly payments to make things right, but they always want more than I can afford. I have kids and a wife to worry about and they will always come first.