MISSED 1 PAYMENT DUE TO CANCER SITUATION. THEN COVID19. THIS BANK COULD HAVE CARED LESS. DUE TO NO EXCEPTION ALLOWED, I COULD NOT GET THEM TO REMOVE 1 LATE PAYMENT TO RESTRUCTURE MY FINANCES TO KEEP FROM DISTROYING MY CREDIT HISTORY. THEY DIDNT CARE AND NOW I AM IN A FINANCE COLLAPSE DUE TO THEIR BUSINESS PRACTICES. 1 MISSED PAQYMENT AFTER SEVERAL YEARS. JUST SHAMEFUL. WOULD NOT RECOMMEND THEM TO ANYONE! User's recommendation: NONE AT ALL - HORRIBLE BUSINESS TO WORK WITH.