This is the worse experience I've had. I received a preapproval offer for a personal loan. I decided to give it a try since my auto loan is with Suntrust. I completed the application and was denied because my credit score was a 726. In addition, they said my debt to income was too high, which was impossible. I was told to do it again, was denied for not having credit, and denied one final time for having an account account account.RunuRUnR User's recommendation: Run away. They discriminate!!!