The WORST customer service I have ever received from a bank. I got their credit card for a 0% promotional purchase of $15,000. They added a $150 fee, then before sending me a bill, notified the credit score people that I was "over my spending limit"!!! This is not because I made an additional purchase, but because of their damn fee. I've been on hold 30 minutes, and problem still not resolved. A predatory lender. I will be telling SkidPro to stop partnering with them too. User's recommendation: Avoid!!!! Not worth the "deal".